top of page

Insurance + Fees

Insurance and fee information is outlined below so you know what to expect before getting started. This page provides a general overview of coverage, out-of-network options, and payment so you can make informed decisions about your care.
Image by Paico Oficial
Insurance

Sessions are in-network with CareFirst BlueCross BlueShield. If you have a CareFirst/BCBS insurance plan, it can be helpful to contact your insurance provider ahead of time to understand your specific benefits, including your copay, deductible, and any session limits.
 

All other insurance plans are considered out-of-network. Depending on your plan, you may be eligible for reimbursement, and a superbill can be provided for you to submit to your insurance company.

Out of Network Benefits

If you plan to use out-of-network benefits, payment is due at the time of service. You can then submit a superbill to your insurance provider for potential reimbursement.
 

Coverage varies by plan, but many insurance companies will reimburse a portion of the session fee once your deductible has been met. Contacting your insurance provider directly can help clarify what to expect.

Questions to ask your provider

To better understand your coverage, you may want to ask your insurance provider:

 

  • Do I have out-of-network mental health benefits?

  • What is my deductible, and has it been met?

  • What percentage of each session is reimbursed?

  • Is there a limit on the number of sessions per year?

  • Do I need prior authorization or a referral?

  • How do I submit claims, and how long does reimbursement typically take?

Out of Pocket Rates

Initial assessment: $250
Individual 55-minute session: $220
Family therapy (with client present): $220
Parent session (without client present): $200


Reduced fee arrangements may be available in some cases. Please reach out to discuss.
 

Payment is due at the time of service. Credit cards and HSA/FSA cards are accepted.

Good Faith Estimate

You have the right to receive a “Good Faith Estimate” explaining the expected cost of your care.
 

This applies if you are not using insurance or choose to pay out of pocket. You may request a written estimate before beginning services. If your final bill is significantly higher than your estimate (by $400 or more), you have the right to dispute the charges.

Glimmer Counseling and Art Therapy is a marketing collaborative of independent mental health practitioners. Clinical services are provided by their respective independent business entities

© 2026 Glimmer Counseling & Art Therapy

bottom of page